Simple, fast and secure instant payments, powered by open banking.

Instant payment

What is an instant payment?

Open banking is a secure way for you to pay directly from your bank account, bypassing the need for card details. It’s instant, cost-effective, and fully regulated for your protection.

How it works video Watch our short video

What are the benefits?

  • Secure: Your payment is handled by Wonderful. We are an FCA-authorised provider, ensuring the highest standards of security and compliance.
  • Fast: Your transaction is completed instantly, with no delays.
  • Convenient: No need to enter card details or remember passwords. Simply approve the payment directly through your bank.

Who is handling my payment?

This payment is powered by Wonderful, an FCA-authorised Payment Institution. We process payments securely using Open Banking technology, which is trusted by millions of people across the UK.

How does it work?

  1. Click or tap the link: You'll be directed to a page to select your bank, either via a QR code. or by tapping a link.
  2. Select your bank: If you're using a mobile device and have a mobile bank app, you'll login the normal way (using face ID, your fingerprint, etc). If you're using online banking, simply log in to your bank account.
  3. The payment will be ready for you to approve, showing the amount and the recipient. Authorise the payment by tapping or clicking. There's no data to enter (or mis-enter!).
  4. Transaction complete: Your payment is instantly confirmed, and you’re all set!

Is it safe?

Absolutely. As an FCA-authorised Payment Institution, we meet strict regulatory standards to keep your payments and personal information safe. No sensitive data is shared, and you remain in full control of your bank account at all times.

Got questions?

If you have any questions about open banking or your payment, feel free to contact our team. We’re here to help!

Make your first payment today!

Experience the future of payments—simple, fast and secure.