Wonderful blog

The Wonderful team writes about Open Banking payments technology: from cost savings, security and settlement improvements, to third party integrations, fintech regulation and mobile apps.

Should small businesses switch to Pay by Bank? A practical decision guide

Should small businesses switch to Pay by Bank? A practical decision guide

Should you switch to Pay by Bank? This practical guide helps UK small businesses decide when it makes sense, when it doesn’t, and how to introduce it without disrupting customers or operations.

The cheapest way to accept payments for small business: cards vs Pay by Bank

The cheapest way to accept payments for small business: cards vs Pay by Bank

What is the cheapest way for small businesses to accept payments in the UK? This in-depth guide compares card fees vs Pay by Bank, including real costs, settlement times, and practical decision frameworks.

Why Pay by Bank instant settlement matters more than low fees for small businesses

Why Pay by Bank instant settlement matters more than low fees for small businesses

Pay by Bank is often discussed in terms of cost, and that is part of the story. For many UK small businesses, though, the bigger advantage is much simpler: getting hold of your money straight away.

What customers experience when they Pay by Bank

What customers experience when they Pay by Bank

Pay by Bank is often misunderstood. This is what your customers actually see and do when they make a payment, and why it's simpler than most expect.

The hidden cost of cards for small businesses

The hidden cost of cards for small businesses

Card payments feel simple, but the true cost to small businesses is often far higher than expected. Here’s what you’re really paying, and what a viable alternative looks like.

Stripe alternatives for UK small businesses: what actually matters when you switch

Stripe alternatives for UK small businesses: what actually matters when you switch

Many UK small businesses look for alternatives to Stripe, but the decision is rarely just about fees. Settlement timing, customer experience and how payments fit into day-to-day operations matter just as much.

Pay by bank for small businesses - what it is, how it works, and why costs are falling

Pay by bank for small businesses - what it is, how it works, and why costs are falling

Pay by bank is growing quickly across the UK, but most explanations remain unclear. This guide sets out exactly how it works in practice, what happens during a transaction, and where it can materially reduce payment costs for small businesses.

UK business rates 2026: How the Autumn Budget hits offices, labs and corporate HQs

UK business rates 2026: How the Autumn Budget hits offices, labs and corporate HQs

New business rates from April 2026 will sharply raise costs for offices and labs, especially in London, Oxford and Cambridge. Learn how to protect your margins with smarter space use, lease strategy, cost cutting and open banking before the 50.8p multiplier hits.

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