Instant payments

At only 1p per transaction*, overpaying to get paid just got cancelled.

In a world of instant messages, one-click shopping and on-demand streaming, wouldn’t it be great to get paid instantly too?

  • Add Wonderful to your online checkout using our Payments API or one of our eCommerce store plugins;
  • Integrate Wonderful with your accountancy software;
  • Install our One app for in person POS transactions, to generate tap-to-pay links and payment QR codes.
  • Requires our Small business plan charged at £9.99 per month. There are no setup fees, no percentage fees and the plan includes 1,000 transactions. Any transactions outside the monthly bundle are also charged at just 1p per transaction.

A better deal

Open Banking has cleared the way for FCA-regulated firms, like Wonderful Payments, to offer a much better deal to businesses like yours.

  1. You had me at 1p per transaction. Let’s do this »
  2. You've piqued my interest, but I don't have a train to catch. I'll keep reading.

Savings.

£60
15p
1.35% per transaction
15p per transaction

The cost of processing payments using Wonderful vs the headline rates offered by Stripe and PayPal is illustrated. You can also make a direct comparison with your current payment provider's fees by using the "Your provider" sliders.

The Wonderful rate includes our monthly subscription. All transactions within and outside the bundle are charged at just 1p.

Exactly how much will you save each month? Use the sliders above to see for yourself.

Based on published rates on 16th February 2024

Wonderful
9.99
Stripe (headline)
PayPal (headline)
Your provider
Ecommerce Image

Your customers can dispense with long card numbers, cardholder names, billing addresses, expiry dates, CVVs and OTPs. They simply select their bank and authorise a payment in their banking app. The money moves straight from their bank account to yours.

The process of checking out with Wonderful is also speedy. Around four times faster than using a card, in fact – and even quicker on a mobile device. Nobody wants friction at checkout, so we’re making the process as smooth as possible. Three simple steps: tap or scan, select bank, approve transaction.

The best way to protect financial data is not to handle it in the first place. Unlike card payments, our instant bank payments mean your business does not have to collect, process or store your customers' sensitive financial data.

Supported banks.

Have we teamed up with your bank yet?

Allied Irish Bank (GB)
Allied Irish Bank
Bank of Scotland
Bank of Scotland
Barclays
Barclays
Coutts
Coutts
First Direct
First Direct
Halifax
Halifax
HSBC Business
HSBC Business
Lloyds
Lloyds
Mettle
Mettle
Monzo
Monzo
Nationwide
Nationwide
NatWest
NatWest
Revolut
Revolut
Royal Bank of Scotland
Royal Bank of Scotland
Santander
Santander
Starling Bank
Starling Bank
Tesco Bank
Tesco Bank
Tide
Tide
TSB
TSB
Ulster Bank NI
Ulster Bank NI
Virgin Money (Sort code starting 05 or 82)
Virgin Money
  1. Yay! My bank is supported. Next »
  2. Boo. You didn’t get to my bank yet.

Your business bank must be displayed above in order to use Wonderful Payments. We also have a list of supported banks for customer payments for reference. We’re adding new banks at a pace to match our Head of Tech’s coffee consumption. (Almost.) If your bank isn't supported yet, pop your email address and the name of your bank in the form and we’ll be in touch lickety-split.

Pricing

Our subscription plans offer incredible value, equivalent to just 1p per transaction! Any transactions above your monthly allowance will also be charged at just 1p.

Small business

£9.99 / month

1,000 transactions (1p per transaction).

  • No set-up fees
  • Generate payment links
  • QR codes for face-to-face sales
  • Full order and transaction history
  • 1 x admin (additional admins: £9.99 / mth)
Start my FREE trial

Professional

£49.99 / month

5,000 transactions (1p per transaction).

  • No set-up fees
  • Generate payment links
  • QR codes for face-to-face sales
  • Full order and transaction history
  • 10 x admins (additional admins: £3.99 / mth)
  • Custom branding (coming soon)
Start my FREE trial

Charities

£0 / month

No costs whatsoever for UK-registered charities.

  • No set-up fees
  • Generate payment links
  • QR codes for face-to-face sales
  • Unlimited transactions
  • Full access to Wonderful.org
  • 5 x admins
Start my FREE trial

Get started with a free trial.

Pop your details in the form to start your free trial and slash your transaction costs today!

Enjoy instant settlement and a huge reduction in payment processing fees. Delight your customers with the speed, simplicity and security of instant payments by integrating Wonderful in your online checkout or accountancy software; using our smartphone app for face-to-face POS transactions; sending tap-to-pay links to your customers via email, SMS or other messaging apps; or integration through our payments Public API.

We’ll have you up and running in just a few minutes and your free trial includes your first ten transactions.

Supercharged. Minus the super charges.

In addition to our Wonderful Payments API, which your developers can use to integrate Wonderful into your online checkout, we have kicked off our third party integrations with an a plugin that lets you take payments right from your WooCommerce store. Next up is a plugin for Xero allowing your customers to automatically generate invoices each time they create a payment using the One app. Each integration is priced at just £9.99 / month.

Wonderful Payments API

Available

By using our API to integrate Wonderful’s instant bank payments into your online checkout, you’ll make huge savings on payment processing. You’ll also benefit from instant settlement whilst giving your customers a simple, fast and secure journey through checkout.
More info

  • WooCommerce

    Available

    An open-source e-commerce platform that helps merchants and developers build small to large-sized businesses on Wordpress.
    More info | Download

  • Sage

    Q2 2024

    A software solution for your business' accounting, payments, human resource management, payroll and more.

  • Xero

    Available

    A cloud-based accounting software for your business which connects you to your bank, accountant, bookkeeper, and other business apps.

    More info
  • Quickbooks

    Q2 2024

    Accounting software to help your business automate accounting tasks such as bookkeeping, invoicing and time, inventory and expense tracking.

Need a different integration?

If there's an eCommerce or accountancy plugin you'd like us to develop - or indeed any other type of integretion - please let us know by completing the short form. We're working hard to bring instant bank payments to as many platforms as possible. We'll notify you as soon as your recommendation is live.

When did we get so wonderful?

In 2016, actually. We launched a completely free charity fundraising platform at wonderful.org↗️. It was quickly endorsed by the Money Saving Expert, but its popularity became a double-edged sword, with the prohibitive cost of card processing constraining its impact and reach.

Moving the platform exclusively to Open Banking transactions not only solved our problem, but yours too! The fees associated with simply getting paid should not be punitive for businesses or charities.

We're very proud to continue providing all our services to UK charities with no fees at all. Charities, donors and fundraisers do wonderful work and achieve incredible things every day. Now, you and your customers can support them with a wonderful experience at checkout.

From the blog

Getting paid is killing SMEs

For small businesses in the UK, survival often hinges on cash flow. Prompt payment of invoices is crucial. Every penny counts and the time to settle can make or break a business. Let’s shed light on timelines involved in card processing settlements, and crucially, demonstrate a better way.

Open banking payments integration

The intersection of finance, technology, and commerce has created genuine payments innovation. Open Banking, a concept that emerged as a result of the Second Payment Services Directive (PSD2) in Europe, has been a game-changer in the financial industry.

Live demo

To see instant payments in action, tap the link to make a 10p payment to All Ears Audio.