Accept instant payments at only 1p per transaction

Improve cash flow. Save big and settle instantly with Wonderful payments and open banking

  • - Savings
  • - Speed
  • - Simplicity
  • - Security
  • - Social Impact

Wonderful integrates with

Wonderful payment solutions

Wonderful makes it easy to integrate with your business

How much will you save?

The Wonderful rate includes our paid subscription.

Monthly / Annually
£0.00 Wonderful
£0.00 GoCardless
£0.00 Stripe
£0.00 PayPal

The cost of processing payments using Wonderful vs the headline rates offered by Stripe, GoCardless and PayPal is illustrated.

Based on published rates on 16th February 2024

Simple

Your customers can dispense with long card numbers, cardholder names, billing addresses, expiry dates, CVVs and OTPs. They simply select their bank and authorise a payment in their banking app. The money moves straight from their bank account to yours.

Fast

The process of checking out with Wonderful is also speedy. Around four times faster than using a card, in fact – and even quicker on a mobile device. Nobody wants friction at checkout, so we’re making the process as smooth as possible. Three simple steps: tap or scan, select bank, approve transaction.

Secure

The best way to protect financial data is not to handle it in the first place. Unlike card payments, our instant bank payments mean your business does not have to collect, process or store your customers' sensitive financial data.
WooCommerce logo

WooCommerce plugin launched

Seamlessly integrate your WooCommerce store with Wonderful Payments’ new plugin and start saving big. Installation takes just a minute and could save you thousands.

2,000 transactions per month

Our WooCommerce package includes a generous 2,000 transactions each month. No need to worry if you exceed this limit; we only charge a penny per additional transaction.

Easy setup and installation

Installing our WooCommerce plugin is a breeze. With just a few clicks, you’ll be set up and ready to go in no time.

Instant settlement and refund support

Experience the convenience of instant payments. With our plugin, your WooCommerce store will be processing payments in just a few minutes.

Supported banks

Have we teamed up with your bank yet?

Allied Irish Bank (GB)
Allied Irish Bank
Bank of Scotland
Bank of Scotland
Barclays
Barclays
Coutts
Coutts
First Direct
First Direct
Halifax
Halifax
HSBC Business
HSBC Business
Lloyds
Lloyds
Mettle
Mettle
Monzo
Monzo
Nationwide
Nationwide
NatWest
NatWest
Revolut
Revolut
Royal Bank of Scotland
Royal Bank of Scotland
Santander
Santander
Starling Bank
Starling Bank
Tesco Bank
Tesco Bank
Tide
Tide
TSB
TSB
Ulster Bank NI
Ulster Bank NI
Virgin Money (Sort code starting 05 or 82)
Virgin Money
  • Yay! My bank is supported. Get started
  • Boo. You didn’t get to my bank yet.

Your business bank must be displayed in order to use Wonderful Payments. We also have a list of supported banks for customer payments for reference. We’re adding new banks at a pace to match our Head of Tech’s coffee consumption. (Almost.)

If your bank isn't supported yet, fill out the form and we’ll be in touch.

Pricing

Our subscription plans offer incredible value, equivalent to just 1p per transaction! Any transactions above your monthly allowance will also be charged at just 1p.

Starter

£9.99 / month

1,000 transactions (1p per transaction).

  • One POS payment app
  • Web administration
  • Order and transaction history
  • 1 x admin (additional admins: £9.99 / mth)
  •  
Get started

Plus

£19.99 / month

2,000 transactions (1p per transaction).

  • One POS payment app
  • 1 x e-commerce integration, or
  • 1 x accountancy integration, or
  • 1 x One public API key
  • Web administration
  • Order and transaction history
  • 3 x admins (additional admins: £4.99 / mth)
  • Additional integrations: £9.99 / mth
Get started

Charity

Free

Unlimited transactions (0p per transaction).

  • One POS payment app
  • Web administration
  • Order and transaction history
  • Access to Wonderful Org
  • Donate buttons for charity websites
  • 5 x admins
Get started

Integrations

Supercharged. Minus the super charges

In addition to our Wonderful payments API, which your developers can use to integrate Wonderful into your online checkout, we have kicked off our third party integrations with an a plugin that lets you take payments right from your WooCommerce store. Next up is a plugin for Xero allowing your customers to automatically generate invoices each time they create a payment using the One app. Each integration is priced at just £9.99 / month.

Wonderful payments API

Wonderful payments API

By using our API to integrate Wonderful’s instant bank payments into your online checkout, you’ll make huge savings on payment processing. You’ll also benefit from instant settlement whilst giving your customers a simple, fast and secure journey through checkout.
More info

  • WooCommerce

    With zero percentage fees, integrating Wonderful into your WooCommerce store not only slashes payment processing costs, it makes customer checkout a breeze. Find out more about Wonderful's easy to install plugin.
    More info  Download

    WooCommerce Integration
  • Sage

    A software solution for your business' accounting, payments, human resource management, payroll and more.

    Coming soon
    Wonderful Integration with Sage
  • Xero

    Our Accountancy integration allows merchants to import customers from Xero and automatically create and send emails from payments generated using our One app. It only takes a couple of minutes to integrate and connect.

    More info
    Wonderful Integration with Xero
  • Quickbooks

    Accounting software to help your business automate accounting, bookkeeping, invoicing and time, inventory and expenses.

    Coming soon
    Wonderful Integration with QuickBooks

Need a different integration?

If there's an eCommerce or accountancy plugin you'd like us to develop - or indeed any other type of integretion - please let us know by completing the short form.

We're working hard to bring instant bank payments to as many platforms as possible. We'll notify you as soon as your recommendation is live.

When did we get so wonderful?

In 2016, actually. We launched a free charity fundraising platform at wonderful.org and began working with some of the most worthwhile charitable causes in the UK.

The Origin of Wonderful Payments

Endorsed by the Money Saving Expert

It was quickly endorsed by the Money Saving Expert, but its popularity became a double-edged sword, with the prohibitive cost of card processing constraining its impact and reach.

Moved to Open Banking

Moving the platform exclusively to Open Banking transactions not only solved our problem, but yours too! The fees associated with simply getting paid should not be punitive for businesses or charities.

Continued growth

We're very proud to continue providing all our services to UK charities with no fees at all. Charities, donors and fundraisers do wonderful work and achieve incredible things every day. Now, you and your customers can support them with a wonderful experience at checkout.

Nissan car

“We’ve been using Wonderful for a few months now. Reducing payment processing costs by 99% is a winner, but we’ve also been very impressed with the payments technology. We can use Wonderful's One app to take payment in the showroom or generate a payment link which we email to our customer. Either way, the money is in our account instantly and we remove all the faff of getting paid.

The Wonderful team is very helpful so if you’re new to open banking or have any questions about how it works, they’re always on hand. Getting started is straightforward and you’ll be saving straight away. Highly recommend.”

Luke at Nissan Rowstock
Luke
Nissan Rowstock

Testimonials

People who think we're wonderful

“In a world were most organisations are trying to make money out of anyone and everyone, Wonderful has given us a fundraising platform that is free, enabling us to give more funds to our cause and the reason we are here.

Finally we have now found a fundraising platform that is really here for charities. Thank you Wonderful.”

Care and Relief for the Young
Wendy
Care and Relief for the Young

“We're in the open banking space now. It has been a huge priority of mine to exceed user's expectations and if there is a financial benefit to us (free transactions) then it's a no brainer. Thank you to the Wonderful team.”

CAFOD
Therese
CAFOD

“Wonderful is our preferred online donation platform where we receive 100% of a donation plus Gift aid. In the current, very challenging fundraising climate this is very important to us as a charity.”

One Roof Leicester
Salma
One Roof Leicester

“As a small organisation, every penny counts and we were staggered at the level of service we received from the team, with every penny donated coming back to the charity.”

Villiers Park Educational Trust
Maria
Villiers Park Educational Trust

“Wonderful has been an amazing partner for us and helps us to fulfil our pledge to our donors that 100% of their donations go to the intended deserving recipients of our scholarships.”

TEST for Africa
Kim
TEST for Africa

“What we like about Wonderful.org is that it is truly a no-fuss platform for people to use to donate to a charity. Easy for people to donate on and easy for us as a charity to log in and find out the information we need for our records.”

CICS Group Coordinator
Tricia
CICS Group Coordinator

“I’ve been really happy to use Wonderful – we’ve predominantly used it for our company challenges to raise money for a small, lesser-known charity. It’s enormously reassuring to know that all the money raised goes to the charity.”

Modo25
Abi
Modo25

Frequently asked questions

Can’t find the answer you’re looking for? Contact our support team.

Why choose Wonderful payment solutions for processing payments?
Quite simply: it’s fast, simple and secure. You save a fortune on merchant processing fees compared to debit and credit card processing, and if that’s not enough you get to support our charitable giving platform, enabling hundreds of charities to process donations for free.
How much will payment processing cost?
1p per transaction! Depending which plan you sign up for, you will have either 1,000 or 2,000 transactions included within your plan. Any additional transactions will be billed at 1p/transaction, whether you process 1 additional transaction, or 100,000 additional transactions.
Are there any setup costs or hidden charges?
No, absolutely no hidden charges! You simply need to select which plan you wish to sign up for: Starter plan (£9.99/month, including 1,000 transactions) or our Plus plan (£19.99/month, including 2,000 transactions and access to a plugin integration or our Public API). Any additional transactions outside those included in your monthly plan will simply be billed at 1p/transaction.
Is payment settlement instant? When will I receive the funds?
The payment is instant. You will receive the funds usually within a couple of seconds, but it can take up to a maximum of 2 hours. This is because the payment is processed in real-time, but the bank may take a little time to process the payment and make the funds available in your account.
Can I process refunds?
Yes - Wonderful allows you to process refunds for your customers. Whether it is a payment processed via our API or one of our e-commerce plugins, you can action customer refunds from within your Wonderful account, instantly moving the funds back into your customers’ accounts via Open Banking.
Can I get my money back if I'm not happy?
Absolutely! At Wonderful, customer satisfaction is key. We hope that you will be happy with our products, but should you have any issues at all, we offer a 7 day money-back guarantee. Please email [email protected] for help with this.
How do instant bank payments work?
Easy. You generate a QR code or a link to send to your client, they scan/click it and checkout using their online banking app. You get your money immediately.

Need support or advice?

At Wonderful we're dedicated to making things as easy as possible for our commercial and charity partners to get onboard. We have a range of resources to help you find the information and answers you need to get up and running as quickly as possible.

From the blog

The Wonderful team writes about Open Banking payments technology: from cost savings, security and settlement improvements, to third party integrations, fintech regulation and mobile apps.

Wonderful Payments

Be wonderful.
Get started today.

Accept instant payments at only 1p per transaction.

Happy business owner

Live demo

To see instant payments in action, tap the link to make a 10p payment to All Ears Audio.