The Wonderful team writes about Open Banking payments technology: from cost savings, security and settlement improvements, to third party integrations, fintech regulation and mobile apps.
Rising wages and costs are squeezing margins in the UK hospitality, leisure and retail sectors. The Autumn Budget 2025 offers limited relief, but higher pay and operating costs remain. Steps like menu optimisation, staffing and energy efficiency, alongside Open Banking adoption, can help cut costs.
New business rates from April 2026 will sharply raise costs for offices and labs, especially in London, Oxford and Cambridge. Learn how to protect your margins with smarter space use, lease strategy, cost cutting and open banking before the 50.8p multiplier hits.
The Autumn Budget 2025 reshapes the UK’s EV and automotive sector, introducing a new per-mile tax, rising operating costs and shifting EV fleet economics. This guide explains the key policy changes and practical strategies UK motoring businesses can use to protect margins in 2026.
Explore the UK Autumn Budget 2025 and its impact on businesses. From rising wages and tax changes to business rates and EV fleet costs, discover sector-specific insights and practical strategies to protect margins and thrive in 2026.
UK SMEs face rising business rates, higher taxes and growing overhead costs. Discover what these increases are, what they mean, their impact and how smarter payments, open banking and automation can help cut costs and protect margins.
In October 2025, the UK retail and hospitality sector was rocked by Pizza Hut closures, Betfred’s tax warning, and Greggs’ price rise, highlighting the sector strain, while Tesco’s AI success proved that faster, smarter payment systems can protect profits and drive resilience.
The JLR cyberattack revealed deep vulnerabilities in the UK automotive supply chain just as EV growth accelerates. This analysis explores how cyber threats, supply disruptions, and outdated payment systems threaten the sector and why smarter financial resilience is essential.
JD.com’s expansion into the UK and Europe is reshaping eCommerce. With Gen Z driving mobile-first, seamless experiences, retailers must adopt modern payment technology to stay competitive, optimise conversions, and win customer loyalty.
Claire’s decline and Primark’s success show how UK retailers must embrace digital transformation, omnichannel strategy, and payment innovation to stay competitive in 2025.
The Bank of England’s latest rate cut, bringing the Bank Rate down to 4%, together with advances in open banking, offers UK small businesses new opportunities to strengthen cash flow and build more resilient financial strategies.
Future-proof your UK payment infrastructure. Discover how AI drives cost savings via adaptive routing, enhances security, and enables agentic commerce. This guide empowers business leaders to navigate AI-enhanced gateways and the evolving regulatory landscape.
UK restaurant failures are surging, with even award-winners like Eat the Bird and celebrity-backed Neat Burger closing. While many shut their doors, smart operators are turning challenges into advantages by embracing digital transformation and payment innovations.
UK retail faces an unprecedented crisis as physical stores struggle with rising costs and declining footfall while eCommerce becomes mainstream. Is there a solution? This blog explains how retailers can stay competitive by embracing digital platforms, social commerce, and modern payment tech.
