Pay by Bank

Get paid Instantly

A simple way to take one-off payments from your customers' bank accounts.

Customers approve the payment in their own banking app. No bank details to type or share.

FCA Authorised Payment Institution. Built on UK Open Banking.

How it works

If you’d like to experience just how simple it is to make an open banking payment from your customers' perspective, we can send you a link to pay 10p to the Wonderful Demo Account. Simply let us know how you’d like to receive the link (you can choose more than one option):

How would you like to receive the link:
How it works video

Everything you need to take Pay by Bank payments

One app for merchants

Take payments wherever you are.

  • Create a payment link in seconds
  • Take payments in person or remotely
  • Send links by SMS or email
  • No hardware or terminals

Built for real-world, one-off payments

Instant settlement

Your money, immediately.

  • Money arrives immediately
  • Improved cash flow
  • Real-time transaction confirmation
  • Ship knowing you've been paid

Because late payment cripples small businesses.

Best suited to one-off payments

Wonderful works best for:

Invoices and pay-by-link

Deposits and part-payments

In-store payments

£

Higher-value transactions

Charity donations

If you need true recurring payments, that's coming later in the year. Today, Wonderful focuses on doing one-off payments properly.

From the blog

The Wonderful team writes about Open Banking payments technology: from cost savings, security and settlement improvements, to third party integrations, fintech regulation and mobile apps.

Simple monthly plans

Clear plans, no long contracts, no hidden fees.

Start taking payments without committing to large volumes upfront.

Other ways to use Wonderful

If you need deeper integration:

Use only what you need.

A simpler way to get paid by bank

Start taking Pay by Bank payments today, with instant settlement and proper support.

FCA Authorised Payment Institution. Built on UK Open Banking.