The hidden cost of cards for small businesses
Card payments feel simple, but the true cost to small businesses is often far higher than expected. Here’s what you’re really paying, and what a viable alternative looks like.
Wonderful blog
The Wonderful team writes about Open Banking payments technology: from cost savings, security and settlement improvements, to third party integrations, fintech regulation and mobile apps.
Pay by Bank is often misunderstood. This is what your customers actually see and do when they make a payment, and why it's simpler than most expect.
Stripe alternatives for UK small businesses: what actually matters when you switch
Many UK small businesses look for alternatives to Stripe, but the decision is rarely just about fees. Settlement timing, customer experience and how payments fit into day-to-day operations matter just as much.
Pay by bank for small businesses - what it is, how it works, and why costs are falling
Pay by bank is growing quickly across the UK, but most explanations remain unclear. This guide sets out exactly how it works in practice, what happens during a transaction, and where it can materially reduce payment costs for small businesses.
UK business rates 2026: How the Autumn Budget hits offices, labs and corporate HQs
New business rates from April 2026 will sharply raise costs for offices and labs, especially in London, Oxford and Cambridge. Learn how to protect your margins with smarter space use, lease strategy, cost cutting and open banking before the 50.8p multiplier hits.
How UK small businesses can protect margins as business rates, taxes and costs rise
UK SMEs face rising business rates, higher taxes and growing overhead costs. Discover what these increases are, what they mean, their impact and how smarter payments, open banking and automation can help cut costs and protect margins.
How the JLR cyberattack exposed UK automotive supply chain risks and why EV growth now demands smarter payment systems
The JLR cyberattack revealed deep vulnerabilities in the UK automotive supply chain just as EV growth accelerates. This analysis explores how cyber threats, supply disruptions, and outdated payment systems threaten the sector and why smarter financial resilience is essential.
Price frozen, plans open: explore Wonderful Pro free until January
This winter, we're freezing prices and opening the doors to every Pro Plan feature — completely free until mid-January 2026. No deposits, no hidden clauses, and no commitments. You can cancel at any time, before or after the free period ends. The earlier you upgrade, the more free months you'll enjoy. Why we're doing this We're not running a promotion to chase sign-ups. This is about insight and refinement. Over the past year we've added new, practical tools to make Open Banking payments
Discover how JD.com’s expansion into the UK and Europe, Gen-Z trends and modern payment technology are reshaping eCommerce
JD.com’s expansion into the UK and Europe is reshaping eCommerce. With Gen Z driving mobile-first, seamless experiences, retailers must adopt modern payment technology to stay competitive, optimise conversions, and win customer loyalty.
Bank of England interest rate cut and Open Banking: What they mean for UK small businesses
The Bank of England’s latest rate cut, bringing the Bank Rate down to 4%, together with advances in open banking, offers UK small businesses new opportunities to strengthen cash flow and build more resilient financial strategies.
The UK business owner's guide to online payment solutions in 2025
Feeling overwhelmed by online payment options? Our 2025 UK guide cuts through the noise, helping you compare the top solutions and services. Find the perfect fit for your business and start taking payments with confidence.
Payment processing services: A founder's guide to choosing the best UK payment company
For UK business owners and founders, navigating payment processing can be challenging. Our guide simplifies the process, helping you compare the best UK payment companies and understand crucial payment processing solutions and services to find the perfect fit for your SME.
How AI is transforming payment systems: Opportunities and risks for UK businesses
Future-proof your UK payment infrastructure. Discover how AI drives cost savings via adaptive routing, enhances security, and enables agentic commerce. This guide empowers business leaders to navigate AI-enhanced gateways and the evolving regulatory landscape.
