04 · Resources
Wonderful blog
The Wonderful team writes about Open Banking payments technology: from cost savings, security and settlement improvements, to third party integrations, fintech regulation and mobile apps.
Pay by Bank settlement: when can a small business use the funds?
Understand the difference between customer authorisation, payment status, funds availability, credit and reconciliation in a UK Pay by Bank journey.
What customers experience when they Pay by Bank
Pay by Bank is often misunderstood. This is what your customers actually see and do when they make a payment, and why it's simpler than most expect.
The hidden cost of cards for small businesses
Card payments feel simple, but the true cost to small businesses is often far higher than expected. Here’s what you’re really paying, and what a viable alternative looks like.
Stripe alternatives for UK small businesses: what actually matters when you switch
Many UK small businesses look for alternatives to Stripe, but the decision is rarely just about fees. Settlement timing, customer experience and how payments fit into day-to-day operations matter just as much.
Pay by Bank for small businesses: what it is and how it works
A clear guide to Pay by Bank for UK small businesses, from the customer's approval to payment status, funds movement, cost and practical fit.
How UK small businesses can protect margins as business rates, taxes and costs rise
UK SMEs face rising business rates, higher taxes and growing overhead costs. Discover what these increases are, what they mean, their impact and how smarter payments, open banking and automation can help cut costs and protect margins.
Payment processing companies in the UK: 2026 comparison
Compare seven UK payment providers by payment method, pricing model, sales channel, business fit and operational requirements.
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