Wonderful blog

The Wonderful team writes about Open Banking payments technology: from cost savings, security and settlement improvements, to third party integrations, fintech regulation and mobile apps.

Why Pay by Bank instant settlement matters more than low fees for small businesses

Why Pay by Bank instant settlement matters more than low fees for small businesses

Pay by Bank is often discussed in terms of cost, and that is part of the story. For many UK small businesses, though, the bigger advantage is much simpler: getting hold of your money straight away.

What customers experience when they Pay by Bank

What customers experience when they Pay by Bank

Pay by Bank is often misunderstood. This is what your customers actually see and do when they make a payment, and why it's simpler than most expect.

The hidden cost of cards for small businesses

The hidden cost of cards for small businesses

Card payments feel simple, but the true cost to small businesses is often far higher than expected. Here’s what you’re really paying, and what a viable alternative looks like.

Stripe alternatives for UK small businesses: what actually matters when you switch

Stripe alternatives for UK small businesses: what actually matters when you switch

Many UK small businesses look for alternatives to Stripe, but the decision is rarely just about fees. Settlement timing, customer experience and how payments fit into day-to-day operations matter just as much.

Pay by bank for small businesses - what it is, how it works, and why costs are falling

Pay by bank for small businesses - what it is, how it works, and why costs are falling

Pay by bank is growing quickly across the UK, but most explanations remain unclear. This guide sets out exactly how it works in practice, what happens during a transaction, and where it can materially reduce payment costs for small businesses.

How UK small businesses can protect margins as business rates, taxes and costs rise

How UK small businesses can protect margins as business rates, taxes and costs rise

UK SMEs face rising business rates, higher taxes and growing overhead costs. Discover what these increases are, what they mean, their impact and how smarter payments, open banking and automation can help cut costs and protect margins.

Payment processing services: A founder's guide to choosing the best UK payment company

Payment processing services: A founder's guide to choosing the best UK payment company

For UK business owners and founders, navigating payment processing can be challenging. Our guide simplifies the process, helping you compare the best UK payment companies and understand crucial payment processing solutions and services to find the perfect fit for your SME.

Top payment APIs for UK businesses in 2025: Integration, trends and tips

Top payment APIs for UK businesses in 2025: Integration, trends and tips

Discover how payment APIs work, the various types accessible to UK businesses, and understand best practices for payment API integration. Identify the appropriate payments API solution for your business requirements in 2025, considering factors such as real-time payments and security compliance.

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