The hidden cost of cards for small businesses
Card payments feel simple, but the true cost to small businesses is often far higher than expected. Here’s what you’re really paying, and what a viable alternative looks like.
The Wonderful team writes about Open Banking payments technology: from cost savings, security and settlement improvements, to third party integrations, fintech regulation and mobile apps.
Pay by Bank is often misunderstood. This is what your customers actually see and do when they make a payment, and why it's simpler than most expect.
Card payments feel simple, but the true cost to small businesses is often far higher than expected. Here’s what you’re really paying, and what a viable alternative looks like.
Many UK small businesses look for alternatives to Stripe, but the decision is rarely just about fees. Settlement timing, customer experience and how payments fit into day-to-day operations matter just as much.
Pay by bank is growing quickly across the UK, but most explanations remain unclear. This guide sets out exactly how it works in practice, what happens during a transaction, and where it can materially reduce payment costs for small businesses.
Rising wages and costs are squeezing margins in the UK hospitality, leisure and retail sectors. The Autumn Budget 2025 offers limited relief, but higher pay and operating costs remain. Steps like menu optimisation, staffing and energy efficiency, alongside Open Banking adoption, can help cut costs.
New business rates from April 2026 will sharply raise costs for offices and labs, especially in London, Oxford and Cambridge. Learn how to protect your margins with smarter space use, lease strategy, cost cutting and open banking before the 50.8p multiplier hits.
The Autumn Budget 2025 reshapes the UK’s EV and automotive sector, introducing a new per-mile tax, rising operating costs and shifting EV fleet economics. This guide explains the key policy changes and practical strategies UK motoring businesses can use to protect margins in 2026.
Explore the UK Autumn Budget 2025 and its impact on businesses. From rising wages and tax changes to business rates and EV fleet costs, discover sector-specific insights and practical strategies to protect margins and thrive in 2026.
UK SMEs face rising business rates, higher taxes and growing overhead costs. Discover what these increases are, what they mean, their impact and how smarter payments, open banking and automation can help cut costs and protect margins.
In October 2025, the UK retail and hospitality sector was rocked by Pizza Hut closures, Betfred’s tax warning, and Greggs’ price rise, highlighting the sector strain, while Tesco’s AI success proved that faster, smarter payment systems can protect profits and drive resilience.
The JLR cyberattack revealed deep vulnerabilities in the UK automotive supply chain just as EV growth accelerates. This analysis explores how cyber threats, supply disruptions, and outdated payment systems threaten the sector and why smarter financial resilience is essential.
This winter, we're freezing prices and opening the doors to every Pro Plan feature — completely free until mid-January 2026. No deposits, no hidden clauses, and no commitments. You can cancel at any time, before or after the free period ends. The earlier you upgrade, the more free months you'll enjoy. Why we're doing this We're not running a promotion to chase sign-ups. This is about insight and refinement. Over the past year we've added new, practical tools to make Open Banking payments
JD.com’s expansion into the UK and Europe is reshaping eCommerce. With Gen Z driving mobile-first, seamless experiences, retailers must adopt modern payment technology to stay competitive, optimise conversions, and win customer loyalty.